Pre-policy medical check-up or pre-policy medical test is a medical examination, which health insurance companies request before providing coverage to an individual. Only applicants over a specific age are required to undergo the pre-policy medical check-up. An annual medical check-up can be part of your health insurance policy and will include a number of standard medical tests. Each year, you can opt for these tests under your health screening package to ensure that you are maintaining optimal physical health. Welcome the Check-up! The check-up is conducted by the insurance company to draw out the risk factors before providing insurance to an individual. These are conducted if the person asking for insurance is more than a particular age, usually, 40 years or above or if the value is more than the average amount. Purchase. Health check up expenses are covered by some health insurance policies - however, there are certain limitations and conditions. Learn in detail about the conditions for coverage of health check up expenses in health insurance - in this article. The claim: Inflation Reduction Act updated to pay up to $6,400 monthly to Americans making less than $50,000 a year. A Dec. 5 Facebook video ( direct link, archive link) shows a clip of lawmakers Annual health check-ups are a benefit provided under several health insurance plans where the insured becomes eligible for a free medical check-up every year. The medical check-up helps the insured to evaluate his/her current medical condition every year and check if he/she is at the risk of contracting a disease. A health check-up is a routine physical and health assessment that can include any number of things. It might include a full examination, blood tests, and an ECG. You will likely be asked questions about your lifestyle and your family history. During your annual checkup, your doctor will review your past health history, evaluate your current health, and schedule appropriate screening tests. For men and women, an adult annual checkup ICeB.